Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Pro Kontra Pencalonan Najwa Shihab Jadi Moderator Debat

Najwa Shihab menjadi salah satu nama calon moderator yang muncul untuk memandu debat kedua Pilpres 2019. Meski belum resmi diputuskan KPU, munculnya nama Najwa Shihab menuai pro dan kontra.

Soal Najwa Shihab menjadi salah satu alternatif moderator di debat pada 17 Februari nanti dibenarkan oleh Arief Budiman. Selain Najwa, nama Tommy Tjokro juga menjadi salah satu kandidat moderator debat kedua pilpres.

"Ya diusulkan oleh TV (Tommy Tjokro dan Najwa Shihab)," ujar Ketua KPU Arief Budiman di kantor KPU, Jl Imam Bonjol, Jakarta Pusat, Senin (21/1/2019).

Terkait jumlah moderator, Arief mengatakan masih membahas bersama jajarannya. Namun, secara pribadi, Arief mengusulkan hanya ada satu moderator dalam debat kedua.

"Ya bisa satu, bisa dua ya. Tapi saya pribadi, kemarin kan berpasangan, maka moderator dua. Moderator dua kan mengambil waktu agak lama, kalau saya sendiri mengusulkan bisa satu, jadi lebih cepat gitu, silakan... silakan tanya-jawab," kata Arief.
Munculnya nama Najwa menuai penolakan dari kubu Prabowo Subianto-Sandiaga Uno. Timses pasangan nomor urut 02 itu menilai Najwa tidak netral dan meminta KPU mencari figur presenter lainnya.

"Mengenai rencana KPU untuk menunjuk moderator dalam debat, kami mengingatkan KPU agar jangan menunjuk moderator yang terindikasi berpihak. Rekam jejak moderator selama ini kan menunjukkan nama-nama yang beredar seperti Najwa terindikasi tidak netral di 2014," sebut juru bicara BPN, Andre Rosiade.

Tim Kampanye Nasional (TKN) Joko Widodo-Ma'ruf Amin pun memberikan pembelaan untuk Najwa. Menurut juru bicara TKN, Ace Hasan Syadzily, Najwa merupakan presenter yang teruji kapasitasnya dalam memandu debat-debat politik di media televisi.

"Kami percaya dengan Mbak Nana bahwa beliau akan profesional dalam memandu debat. Lihat saja dalam acara-acara talkshow di televisi, Mata Najwa, sangat proporsional dalam memberikan kesempatan kepada kedua kubu," kata Ace.
Mendapat penolakan dari BPN Prabowo-Sandiaga, Najwa Shihab akhirnya buka suara. Ia menegaskan menjunjung independensi sebagai jurnalis. Ia kemudian mengingatkan soal penampilannya dalam program debat cagub Pilgub DKI 2017, yang diadakan talkshow-nya dulu, Mata Najwa.

"Sebagai host memang kritis kepada semua tokoh, tetapi selalu menjaga independensi. Kalau teman-teman semua masih ingat, saat Pilgub DKI, yang dikatakan juga bahwa saya tidak netral, kedua paslon di putaran kedua selalu datang kalau kami undang," tegas Najwa.

Menurutnya, cagub DKI di putaran kedua, Anies Baswedan dan Basuki T Purnama (Ahok), juga bersedia melakukan debat yang berbeda dengan yang diadakan KPU. Format debat yang dimaksud Najwa adalah dialog interaktif dan dinamis.

"Mereka berdua merasakan bahwa sepanjang debat kita menjunjung tinggi objektivitas. Silakan cek ulang saja soal ini," ucapnya.
Najwa juga mengingatkan soal tokoh-tokoh di kubu Prabowo-Sandiaga yang juga bersedia datang ke acaranya. Seperti ketika Anies dan Sandiaga saat terpilih sebagai Gubernur-Wagub DKI.

"Saat Mas Anies dan Mas Sandi sudah terpilih, keduanya tampil pertama di acara saya. Setelah itu pun, beberapa kali keduanya kerap hadir di Mata Najwa. Begitu pula dengan Pak Djarot (eks Gubernur DKI) ketika baru berhenti jadi gubernur, bersedia diundang datang ke Catatan Najwa," sebut Najwa.

"Kepada semua pihak, saya akan terus menjunjung tinggi independensi," lanjutnya.

Anies ikut angkat bicara soal profesionalitas Najwa. Menurut dia, Najwa tetap menunjukkan netralitasnya saat memandu acara.

"Kalau dari sisi format, yang dikerjakan di Mata Najwa itu format yang paling baik. Secara interaktif, paling interaktif, ya. Setiap kali ada jawaban, ada kesempatan untuk mengelaborasi bisa ditanya lagi, bisa dipertanyakan lebih jauh," kata Anies.

"Kalau independensi, kalau pengalaman kemarin di pilkada sih netral-netral saja. Ya memang Mata Najwa itu memang selalu tajam kalau tanya. Artinya, siapa pun yang jadi tamu di situ merasakan (netral). Tapi itu kalau ketika talkshow," sambungnya.

Belakangan, BPN Prabowo-Sandiaga meluruskan isu mengenai penolakan terhadap Najwa. Menurut Wakil Ketua BPN Priyo Budi Santoso, pihaknya belum memutuskan apakah akan menerima atau menolak Najwa sebagai moderator debat pilpres.
"Harus sedikit perlu diluruskan bahwa BPN Prabowo-Sandi belum dalam posisi menolak siapa pun moderator, termasuk Najwa Shihab, karena Najwa memang termasuk salah satu host TV yang sangat moncer dan sampai hari ini, KPU belum secara resmi mengajukan nama-nama," ungkap Priyo.

Sementara itu, Ma'ruf Amin menyatakan persetujuannya apabila debat kedua dipandu oleh Najwa.

"Kalau kita sih setuju saja (Najwa Shihab). Kan yang penting itu, ya artinya lurus, tidak berpihak, netral, jadi siapa saja bukan masalah buat kami," sebut Ma'ruf.

KPU lalu menegaskan nama Najwa belum resmi diputuskan menjadi moderator debat. Komisioner KPU Wahyu Setiawan mengatakan nama Najwa muncul baru sebagai usulan dari televisi penyelenggara debat kedua nanti.

"Yang menominasikan mbak Nana (Najwa Shihab) bukan KPU, tapi TV penyelenggara," jelas Wahyu.

Selain Najwa, ada nama Tommy Tjokro, yang juga ditolak Prabowo-Sandiaga. Stasiun TV penyelenggara debat kedua memang sudah ditentukan KPU, yaitu RCTI, GTV, MNC TV, dan iNews TV. Setelah mendapat usulan itu, Wahyu mengaku menawarkannya kepada kedua kubu.

Wahyu pun menyebut KPU masih memiliki daftar calon moderator lain. Nama-nama itu disebut Wahyu berasal dari berbagai media.

"Tapi kita sudah punya daftar soal calon-calon moderator, yang semuanya kelima debat dari insan media," tuturnya.


SUMBER
You will possibly have a chance to talk on a conference call after tomorrow. Since a teleconference gets rid of any visual cues to allow you to know when it's your turn to talk, be certain to set expectations at the start of your conference. Also, ensure you're not driving when you're on you the call.
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