Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Rhenald Kasali: Unicorn Tarik Uang Asing Masuk ke Indonesia

Jakarta - Guru Besar Fakultas Ekonomi dan Bisnis Universitas Indonesia (FEB UI) Rhenald Kasali membantah pernyataan calon presiden (Capres) nomor urut 2, Prabowo Subianto yang menyebut uang dari Unicorn kabur ke luar negeri. Sebaliknya, yang justru masuk ke Indonesia.
"Enggak dong, Duit masuk ke dalam negeri. Orang mereka investasi ke Indonesia," ujar Rhenald Kasali 
Perihal banyaknya investor asing yang menanamkan modal di startup lokal, Rhenald menjelaskan hal itu akibat paradigma investor generasi lama yang sinis dengan startup. Sementara investor asing lebih berani investasi.
Para investor generasi lama ini harus membuka mata bahwa zaman sudah berganti, ada masanya ketika dunia bisnis dikuasai perusahaan besar. Sekarang, platform digital mulai memimpin.
"Global brand telah berubah menjadi platform bukan lagi korporasi. Era 80-an perusahaan-perusahaan terbesar di dunia itu tambang seperti Exxon, BP, Petrogas. Tahun 2000-an perusahaan tambang batu bara, dan sebagian perusahaan konsumsi massal. Tahun 2015 ke sini penguasa dunia itu namanya platform," tegas Rhenald.
Regulasi khusus
Rhenald menilai pemerintah telah menjalankan peran yang kondusif dengan menjadi mentor yang baik, memberi ruang yang friendly untuk menjadikan industri bagi kaum muda yang berpartisipasi dengan menjadi pioner dalam bidang startup.
"Fintech juga dibuka. Online Business juga diberi ruang. Perkantoran berbagi juga diberi kesempatan. Tapi yang masih perlu adalah pembiayaannya. Juga perlu diwaspadai tekanan-tekanan dari para pelaku usaha lama yang tersaingi," ungkap dia.
Untuk itu, lanjut Rhenald, pemerintah perlu membuat regulasi yang lebih bersahabat agar startup lokal bisa kian berkembang.
"Kita perlu regulasi tentang ekonomi platform, pembiayaan atau investasi inovatif berbasiskan intangibles (harta-harta nontangible), ketentuan mengenai sharing resources atau orkestrasi aset, perkantoran berbagi, pembebasan izin bagi perguruan tinggi untuk membuka program study IT, logistik online, insentif untuk usaha-usaha Big Data dan pembuatan sensor dan lain-lain," papar dia.

Menkominfo Targetkan 1 Startup Unicorn dan Decacorn Indonesia di 2019

Menteri Komunikasi dan Infomatika (Menkominfo) Rudiantara menargetkan di 2019 setidaknya ada start-up lagi yang menyandang predikat unicorn. Untuk diketahui, saat ini sudah ada empat startup unicorn yang ada di Indonesia, yakni Traveloka, Go-Jek, Bukalapak, dan Tokopedia.
Selain itu, Rudiantara juga menuturkan pihaknya optimistis ada satu startup dengan status decacorn lahir di Indonesia. Status decacorn sendiri ditujukan untuk start-up dengan nilai valuasi di atas US$ 10 miliar.
"Tahun ini, kita harus targetnya tambah satu unicorn dan bonusnya ada satu yang jadi decacorn. Alhamdullilah, nanti juga ada decacorn yang sebentar lagi jadi, tunggu satu lagi ronde pendanaan," tuturnya saat ditemui usai konferensi pers Piala Presiden Esports 2019 di Jakarta, Senin, 28 Januari 2019.
Adapun salah satu kandidat startup yang akan menyandang decacorn adalah Go-Jek. Alasannya, seperti dikutip dari Tech Crunch, dengan pendanaan terbaru dari Google, Tencent, dan JD.Com, valuasi Go-Jek diperkirakan mencapai US$ 9,5 miliar.
"Kehadiran startup unicorn dan decacorn menunjukkan betul-betul Indonesia pusat ekonomi digital di Asia Tenggara," tuturnya menjelaskan. Sementara untuk status unicorn, Rudiantaramemprediksi akan disandang dari startup edukasi atau kesehatan. 
Sebelumnya, Rudiantara menyebut perkembangan ekonomi digital di indonesia sangat pesat. Pada 2018, porsi ekonomi digital terhadap PDB Indonesia diperkirakan mencapai 8,5 persen. Angka ini naik dibandingkan kontribusi tahun 2017 yang saat itu 7,3 persen.
Untuk mendorong terus berkembangnya ekonomi digital ini, Kominfo bersama dengan Badan Ekonomi Kreatif (Bekraf) telah mempermudah prosedur lahirnya startup.
"Kita itu tidak menerapka regulasi untuk startup, istilahnya biarkan mereka berkembang dulu baru kita tata. Jangan belum apa-apa udah disuruh ini itu, itu justru akan mempersulit mereka," ujarnya bulan lalu.


Close Klik 2x
Selamat Datang