Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Sajak syahdu yang mengiringi duka atas jatuhnya pesawat Lion Air JT 610

Kabar duka masih dirasakan seluruh pegawai Kementerian Keuangan atas kejadian jatuhnya pesawat Lion Air JT 610 tujuan Jakarta-Pangkal Pinang kemarin.

Duka yang mendalam dirasakan Kementerian Keuangan karena ada 21 pegawainya menjadi korban kecelakaan tersebut.

Hari ini, ada sebuah sajak indah yang menceritakan tentang kejadian kecelakaan pesawat Lion Air yang jatuh tak lama setelah lepas landas dari Bandara Soekarno Hatta.

Sajak yang telah menyebar di WhatsApp Grup ini pun dituliskan hasil karya Menteri Keuangan Sri Mulyani Indrawati. Jika orang tidak mengkroscek terlebih dulu pasti akan percaya.

Pasalnya, Sri Mulyani sejak kejadian dan mengetahui ada 21 pegawai Kementerian Keuangan menjadi korban, langsung sigap untuk mencari informasi kebenarannya.
Dia langsung mengecek ke Kantor Basarnas, lalu ke crisis center di Soekarno Hatta, serta menemui keluarga korban sambil memberikan pelukan. Sri Mulyani pun sering meneteskan air mata.
Namun ketika dikonfirmasi, Kepala Biro Komunikasi dan Layanan Informasi Kementerian Keuangan, Nufransa Wira Sakti menegaskan bahwa sajak yang beredar bukan lah hasil karya Menteri Keuangan Sri Mulyani Indrawati.

Dia menyebutkan, sajak tersebut berasal dari akun Facebook seorang wanita dengan nama Jayaning Hartimi.
Berikut pesan berantai yang beredar di media sosial:

*_Sajaknya ibu Sri Mulyani - Menkeu_*

... kepada kamu yang malam tadi berdebat dengan istri. Merasa lelah mendengar keluhannya yang tak henti. Membawa kesal itu dalam tidurmu, sehingga emosi belum reda pagi ini...

Berpelukanlah sebelum pamit berangkat kerja nanti.

Karena bisa jadi,
Inilah waktumu melihatnya terakhir kali...

Kepada kamu yang akhir-akhir ini merasa hidup berat sekali. Kelelahan mengurus rumah sendiri, tumpuk setrikaan tanpa henti, kepusingan mengatur tagihan yang datang bertubi. Lalu diam-diam, kau kutuki karir suamimu yang tidak juga naik posisi...
Sambutlah ia ketika pulang nanti. 

Katakan betapa bersyukurnya memiliki suami yang senantiasa bekerja keras dan menjaga kehalalan gaji. Ucapkan terimakasih dengan tulus hati.

Kau tidak pernah tahu, bisa jadi untuk melakukannya esok, kau tak lagi punya waktu...

Kepada kamu yang hari ini merasa pusing mendengar berisiknya anak di rumah. Padahal sepulang dari kantor mata rasanya hanya ingin terpejam dan badan butuh rebah. Lalu diam-diam, kau simpan itu menjadi emosi marah...

Tersenyumlah lebar buat mereka hari ini. 
Saat hendak pergi, dan saat nanti pulang kembali.

Luangkan waktu untuk menatap wajah mungil itu yang bercerita riang tentang hari harinya padamu. Dengarkan intonasi suaranya. Rekam baik-baik binar mata dan ekspresi mereka. 

Karena sungguh bukan sebuah ketidakmungkinan,
Besok lusa tak ada lagi kesempatan...

**

Kebersamaan menahun seringkali membuat kita lebih mudah mendeteksi kekurangan, daripada menemukan kebaikan. 

Lebih lancar memberi kritik, daripada memberi apresiasi.

Lebih cenderung mengeluh. Dan lupa mensyukuri satu sama lain. 

Padahal kita tidak pernah tahu kapan kebersamaan ini akan berhenti. Bisa jadi hari ini. Bisa jadi besok. Bisa jadi sebentar lagi.

Hargai setiap momen yang kita punya saat ini. 

Minta maaf selagi bisa.

Berterimakasih selagi masih ada waktu.

Bercanda, berbincang, tertawa..., selagi kesempatan masih ada.

Berpelukanlah!

Selagi hangat tubuhnya masih bisa dirasa.

*_Deep condolence untuk seluruh awak dan penumpang Lion Air JT610..._*

Yang diantaranya ada seorang Ayah, yang pagi kemarin baru saja pamit bekerja setelah menghabiskan weekendnya untuk mengunjungi anak istri yang tinggal di Jakarta. Melepas rindu setelah sepekan tak bertemu. 

Ada juga seorang Ibu yang semalam masih bercanda dengan putri kesayangannya. Menemaninya tidur. Lalu paginya berangkat untuk dinas luar kota. Bekerja. Menjemput pahala. 

Dan ada pula seorang lelaki yang baru menikah dua hari. Kemarin pagi mengecup istrinya di bandara. Mesra. Sembari meminta doa. Sebelum terbang mencari nafkah pertamanya. 

***

Kita betul-betul gak pernah tau.

Bisa jadi salam yang kita berikan hari ini, adalah salam terakhir buat orang-orang tercinta.

Lakukanlah selagi bisa....



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