Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Asam Lambung Kumat, Ini 5 Makanan yang Bisa Kurangi Nyerinya

Salah satu penyakit yang sering dihubungkan dengan puasa adalah asam lambung. Namun, asam lambung juga sering dikaitkan dengan stres. Padahal tak selalu begitu faktanya.
Asam lambung disebabkan oleh bakteri bernama Helicobacter pylori. Inilah yang kemudian membuat penderita asam lambung sering diresepkan antiobiotik dan penekan asam oleh dokter. ternyata ada beberapa makanan yang bisa menekan bakteri tadi. Beberapa makanan ini membantu menyembuhkan dan mencegah asam lambung:
1. Madu
Madu bisa memerangi bakteri. Rumah sakit dan klinik terkadang mengoleskan madu pada luka bakar dan luka terbuka lainnya. Tak hanya memerangi bakteri pada kulit, madu juga bisa menaklukkan H. pylori.
Para peneliti dari Selandia Baru telah menguji madu yang berasal dari bunga Manuka pada bakteri penyebab asam lambung. Mereka menemukan madu tadi menekan perkembangbiakkan bakteri.
Rekomendasi dosis: Karena penelitian terhadap madu ini masih baru, jadi dosis spesifik belum lagi ditentukan. Namun cobalah untuk mengonsumsi satu sendok makan madu alami di pagi dan malam hari untuk menenangkan perut Anda.
Karena bakteri H.pylori berkembangbiak dalam waktu lama, pastikan Anda tetap mengonsumsi madu beberapa lama setelah simtom asam lambung hilang.
2. Sayuran hijau
Brokoli, brussel sprouts, kembang kol, dan kale bisa mencegah naiknya asam lambung. Sayur-sayuran tadi mengandung sulforaphane, senyawa yang bisa memerangi H. pylori.
Dalam suatu studi, pasien yang positif memiliki bakteri tadi diminta untuk memakan setengah gelas brokoli dua kali sehari selama seminggu. Tujuh puluh delapan persen dari pasien tadi kemudian dites dan mendapatkan hasil negatif untuk bakteri H. pylori.
Rekomendasi dosis: Walau masih menunggu hasil pasti seberapa banyak sayuran tadi dibutuhkan untuk memerangi asam lambung, cobalah untuk mengonsumsi satu cangkir sayur-sayuran tadi setiap harinya.
Tak hanya brokoli dan lainnya membantu melawan asam lambung, tapi juga bisa mensumplai vitamin C yang cukup untuk memenuhi dosis harian. Hal ini juga akan membantu Anda memerangi asam lambung.
3. Kol
Para peneliti menilai, mungkin karena kol memiliki asam amino glutamin di dalamnyalah yang membuat sayuran ini efektif memerangi asam lambung. Glutamin membantu memperkuat lapisan mucosal di dalam usus, dan meningkatkan aliran darah di perut.
Kedua hal tadi tidak hanya akan mencegah nyeri asam lambung sekaligus penyakit maag, tapi juga mempercepat sembuhnya rasa nyeri yang sudah ada.
Rekomendasi dosis: Makan dua cangkir kol mentah setiap hari. Kalau suka, Anda juga bisa mengonsumsi jus kol mentah. Minumlah sebotol sehari selama tiga minggu untuk lambung yang lebih baik.
4. Yogurt dengan bakteri aktif
Makanan seperti yogurt dan kefir memiliki bakteri baik yang bisa mengalahkan H. pylori, dan bisa membuat nyeri asam lambung dan maag sembuh lebih cepat.
Dalam suatu studi besar di Swedia, orang-orang yang meminum produk susu fermentasi, seperti yogurt, tiga kali seminggu, lebih kecil kemungkinannya terserang asam lambung.
Rekomendasi dosis: Konsumsi yogurt, kefir, atau produk susu fermentasi lainnya secangkir sehari. Hindari produk yang mengandung pemanis buatan, atau yang tidak disertai bakteria aktif.
5. Makanan berserat
Buah-buahan, sayur, atau gandum utuh mengandung kadar serat yang tinggi. Serat tak hanya bisa memperlancar pencernaan, tapi juga bisa mencegah maag dan asam lambung.
Beberapa penelitian telah menemukan, orang yang mengonsumsi diet tinggi serat, memiliki risiko lebih kecil terkena asam lambung.
Rekomendasi dosis: Panduan kesehatan umum menyarankan, mengonsumsi 25 sampai 35 gram serat setiap hari untuk mendapatkan manfaatnya.

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