Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Home » Uncategories » Tradisi Unik Anak Kuliahan di Skotlandia: Perang Busa

Tradisi Unik Anak Kuliahan di Skotlandia: Perang Busa

Setiap tahun anak kuliahan di Skotlandia punya tradisi unik dalam menyambut junior mereka. Mereka akan perang busa sambil memakai kostum-kostum unik!

Setiap tahun, ada sebuah tradisi yang tak boleh dilewatkan oleh para mahasiswa baru Universitas St Andrews di Skotlandia. Tradisi tersebut bernama 'Raisin Monday'.

Dilansir detikTravel dari BBC, Rabu (31/10/2018), Raisin Monday adalah tradisi turun temurun yang diwariskan oleh para senior Universitas St Andrews. Universitas St Andrews sendiri sudah berdiri sejak tahun 1410 atau sekitar 5 abad silam.

Zaman dulu, para mahasiswa baru St Andrews akan memberikan hadiah kepada para 'orang tua akademik' alias kakak senior mereka. Hadiah ini berupa 1 pound (0,45 kg) kismis yang diberikan untuk mahasiswa tahun ketiga dan keempat.
Kismis ini diberikan sebagai ucapan terima kasih para junior kepada para senior yang telah menyambut dan membimbing mereka waktu pertama kali masuk di Universitas St Andrews. Sebagai gantinya, para senior akan memberikan tanda penerimaan yang tertulis dalam bahasa Latin.

Tradisi ini biasanya digelar sepekan setelah masa orientasi kampus, atau yang kita kenal sebagai OSPEK. Nah, jika ada mahasiswa baru yang gagal di masa orientasi, maka mereka akan disiram atau bahkan dimasukkan ke dalam kolam air mancur.

Tahun demi tahun, tradisi Raisin Monday berevolusi hingga kita kenal seperti sekarang. Hadiah kismis diganti dengan botol wine, sedangkan tradisi siram menyiram air mancur, diganti dengan perang busa. Busa yang digunakan biasanya adalah busa untuk mencukur kumis.
Ratusan orang mahasiswa baru pun larut dalam acara perang busa ini. Kegembiraan dan senyuman terus terpancar di wajah mereka. Ospek yang di Indonesia terkesan seram, ternyata dirayakan dengan sangat menyenangkan di Skotlandia.

Selama perang busa, mereka memakai kostum yang unik-unik. Ada yang memakai kostum pisang, robot, bahkan polisi. Tapi ada juga yang memakai dress, dan juga busana casual.

Raisin Monday tahun ini digelar pada Senin (22/10) pekan lalu. Traveler yang kebetulan liburan ke Skotlandia bisa nonton acara seru-seruan ini. Wah, asyik banget ya sepertinya!

SUMBER

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