Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Gempa Bali Tidak Menyurutkan Kongres IEEE Regional 10 Asia Pasifik



Institute of Electrical and Electronics Engineers (IEEE) sukses menggelar biannual Kongres IEEE Region 10 Asia Pacific Student, Youth, Women in Engineering, dan Life Member atau SYWL 2018, di Hotel Prime Plaza, Sanur, Bali pada 30 Agustus hingga 2 September. 

Walaupun gempa datang terus menerus, namun hal ini tidak menyurutkan peserta dari berbagai negara untuk hadir di kongres internasional yang mengambil topik tentang “Collaborative Innovation for Society Development”.

Seperti diketahui, IEEE adalah sebuah organisasi profesi nirlaba international yang terdiri dari banyak ahli di bidang teknik yang mempromosikan pengembangan standar-standar dan bertindak sebagai pihak yang mempercepat teknologi-teknologi baru dalam semua aspek industri dan rekayasa (engineering), yang mencakup telekomunikasi, jaringan komputer, kelistrikan, antariksa, dan elektronika. IEEE merupakan organisasi terbesar di dunia di bidang tersebut. 

Saat ini IEEE Regional 10 memiliki sekitar 120.000 anggota di 58 Section, yang terdiri dari 1.400 student Branches (SB), profesional muda (Young Professional/YP), Women In Engineering (WIE) dan Life member group. Kongres ini juga dihadiri oleh 255 delegasi dari 15 negara dan 50 sections di Asia Pacific dari India hingga Filipina dan Korea hingga New Zealand. 

Termasuk Presiden IEEE terpilih (dunia) James A Jefferies, Direktur IEEE Regional 10, Prof. Kukjin Chun, IEEE leaders dari Amerika, Eropa, Kanada dan Jepang. Sedangkan, dari Indonesia, perwakilan Menpora, dan Wali Kota Denpasar turut memeriahkan pembukaan kongres ini.

Ketua program LM pada kongres ini, Prof Dr Teddy Mantoro, menjadi negara tuan rumah kongres ini, memungkinkan IEEE Indonesia untuk meningkatkan jumlah anggota (engineer) dari Indonesia. Indonesia hanya memiliki satu section dengan 1.500 anggota, ini hanya seper-sepuluh dari sebuah section di India, yang memiliki 10.000 anggota per section-nya.   

Dia menambahkan, menjadi anggota IEEE memiliki tanggung jawab untuk mendorong negara maju di era bonus demografi dan mengadapi era disruption, Industri 4.0. Menurut dia, para anggota LM, siap menjadi mentor, khususnya bagi anggota SB dan YP, aktifitas bersama dalam penelitian dan memberikan kuliah-kuliah ke-enginnering-an.

"Salah satu yang unik dari IEEE Chapter Indonesia dibandingkan dengan chapter lain di dunia adalah secara khusus Pancasila dinyatakan sebagai dasar pemikiran dalam Anggaran Rumah Tangga IEEE Indonesia, sejak pembentukan IEEE Chapter Indonesia," katanya. 

General co-chair kongres yang juga anggota young professional IEEE, Kurnianingsih mengatakan, kongres ini akan memberikan nilai tambah bagi karir dan jaringan engineer muda agar dapat memainkan perannya dimasa depan.

"Bagi IEEE Indonesia, kami dapat mencontoh best practice tentang cara pengelolaan inisiatif dari berbagai section dari negara lain," kata  Prof Dr Fitri Yuli Zulkifli sebagai ketua IEEE Indonesia Chapter, Minggu (2/92018). 

Yang menarik, kongres ini ada track untuk anggota life member (LM). Persyaratan IEEE untuk menjadi anggota LM ternyata sangat berat, bukan hanya dedikasi di bidang ke-enginnering saja yang dihitung (minimal 35 tahun), namun juga blessing dari Sang Maha Pencipta (berusia 65 tahun). Indonesia memiliki 6 dari 983 anggota Life Member di IEEE Regional 10.

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