Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

8 Cara Mengatasi Sakit Kepala Klaster Tanpa Obat


Sakit kepala klaster adalah jenis sakit kepala yang menyakitkan dalam sebuah pola. Sakit kepala ini menyebabkan rasa sakit hebat dan mempengaruhi satu sisi kepala atau di belakang mata. 

Umumnya, pria berusia antara 20 hingga 50 tahun lebih mungkin mengalami sakit kepala klaster. Namun, siapapun bisa mendapatkannya. Faktor risiko umum untuk kondisi ini adalah merokok, minum alkohol dan stres. 

Meskipun alasan yang pasti tidak diketahui, pola sakit kepala klaster menunjukkan bahwa hipotalamus otak diaktifkan atau dirangsang selama serangan cluster. Beberapa studi pencitraan juga memberikan bukti yang sama. 

Sakit kepala cluster ditandai dengan rasa nyeri yang membakar dan menusuk dan gejalanya meliputi kelopak mata yang turun, air mata berlebih, konstriksi pupil, mata merah, pembengkakan wajah, dan hidung tersumbat. Sakit kepala cluster tidak berbahaya, tetapi tetap harus diperhatikan. Berikut ulasannya seperti dilansir Boldsky.

1. Semprot Hidung Capsaicin Cabe pedas mengandung senyawa bernama capsaicin yang dapat mengurangi rasa sakit kepala klaster. Ini berdasarkan sebuah penelitian. Jadi, semprotan hidung capsaicin juga dianggap ampuh dengan desensitisasi saraf trigeminal dan menipiskan tingkat bahan kimia yang terlibat dalam nyeri klaster. 
2. Makanan kaya magnesiumJika Anda sering mengalami sakit kepala klaster, Anda harus tahu bahwa kadar magnesium Anda rendah. Gabungkan makanan yang kaya magnesium dalam makanan. Adapun makanan kaya magnesium ini, seperti almond, buah ara dan alpukat. 
3. Melatonin Hormon Melatonin mengatur pola tidur Anda. Telah ditemukan bahwa jika tubuh memiliki kadar melatonin yang rendah, Anda akan mendapatkan sakit kepala cluster. Sebuah ulasan yang diterbitkan dalam jurnal Headache menjelaskan suplemen melatonin lebih efektif dalam mengobati sakit kepala klaster. Minumlah suplemen melatonin setiap hari dua jam sebelum Anda tidur. Namun, berbicara dengan dokter Anda sebelum mengambil suplemen melatonin. 
4. Jahe Jahe mengandung bahan bioaktif yang disebut gingerol yang dikenal memiliki sifat terapeutik. Senyawa ini membuat jahe sebagai antioksidan dan anti-inflamasi yang sangat kuat yang dapat membantu mengobati serangan sakit kepala klaster.  Anda bisa minum teh jahe  untuk membantu meredakan gejala sakit kepala klaster. Jadi, minumlah dua kali sehari. 
5. Vitamin B2 Vitamin B2 dapat membantu mengurangi keparahan dan frekuensi sakit kepala klaster. Sebuah penelitian yang diterbitkan European Journal of Neurology pada 2004 menemukan bahwa partisipan yang diberi kapsul 400 mg vitamin B2 per hari mengalami serangan cluster headache yang lebih sedikit. Jadi, isi piring Anda dengan makanan kaya vitamin B2 karena kekurangan vitamin dapat menyebabkan kerusakan saraf dan peradangan, yang menyebabkan sakit kepala cluster. 
6. Latihan Pernapasan Pernapasan memungkinkan tubuh untuk mengambil lebih banyak oksigen ke otak yang membantu meringankan rasa sakit selama serangan sakit kepala cluster. Ketika Anda memiliki sakit kepala klaster, lakukan latihan pernapasan dalam, seperti pernapasan kotak dan mengerutkan bibir. 
7. Minyak Esensial 
Minyak atsiri dari tanaman tertentu memiliki senyawa aromatik yang telah terbukti membawa bantuan untuk mengelompokkan sakit kepala. Minyak atsiri mengandung sifat terapeutik yang bekerja dengan menyejukkan saraf dan menenangkan tubuh. Minyak esensial peppermint dan lavender, khususnya, meredakan nyeri kepala cluster secara alami. 
8. Ekstrak Kudzu 
Ekstrak Kudzu adalah suplemen botani yang berasal dari kudzu tanaman anggur, yang dikenal efektif untuk sakit kepala klaster. Sebuah penelitian pada tahun 2009 melaporkan bahwa orang yang menggunakan ekstrak kudzu untuk mengobati sakit kepala cluster membantu dalam mengurangi frekuensi, durasi dan intensitas serangan sakit kepala.

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