Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Bayar Perpanjangan SIM dan SKCK Bisa Pakai Go-Pay

Satlantas Polrestabes Surabaya mulai memperkenalkan E-volution Cashless Payment sebagai inovasi pembayaran PNBP SIM dan SKCK secara elektronik. Program ini untuk mewujudkan visinya, yakni memberikan layanan publik yang cepat, bersih, dan transparan.

Dalam menghadirkan inovasi ini, Satlantas Polrestabes Surabaya menggandeng Go-Pay, uang elektronik terdepan di Indonesia bagian dari ekosistem Go-Jek.

Kapolrestabes Surabaya, Kombes. Pol. Rudi Setiawan dalam acara peluncuran E-volution Cashless Payment mengatakan, inisiatif berupa inovasi pembayaran nontunai ini merupakan langkah untuk meningkatkan pelayanan publik bagi masyarakat Surabaya.
"Jadi kini masyarakat sudah tidak perlu menggunakan kartu atau mengeluarkan uang tunai, semuanya sudah dapat menyelesaikan transaksinya. Masyarakat cukup membawa handphone saja, langsung scan kode QR-nya, lalu langsung bisa bertransaksi", katanya saat peluncuran di Mapolrestabes Surabaya, Sabtu(1/12/2018). 

Ia pun menekankan bahwa program ini merupakan upaya Polrestabes Surabaya untuk mewujudkan transparansi. Kemudahan serupa telah diluncurkan di 6 kota lainnya, yaitu Gresik, Bekasi, Mojokerto, Sidoarjo, Pacitan, dan Madiun.

VP Regional Public Policy and Government Relations Go-Jek, Damar Juniarto, menjelaskan Surabaya merupakan kota terbesar kedua di Indonesia. Maka dengan kehadiran inovasi ini di Kota Surabaya, diharapkan membawa dampak positif untuk masyarakat yang lebih luas.
"Hal ini tentunya sejalan dengan misi utama Go-Pay mempermudah akses layanan keuangan bagi jutaan keluarga di Indonesia, yaitu dengan menjembatani kebutuhan masyarakat akan layanan jasa keuangan formal sekaligus meningkatkan inklusi keuangan di masyarakat," papar Damar.

Inovasi berupa metode pembayaran digital ini juga dapat meminimalkan praktik pungutan liar (pungli) oleh petugas pelayanan, serta meningkatkan efisiensi layanan publik. 

Pengguna yang ingin membayar PNBP SIM dan SKCK, baik untuk membuat baru maupun memperpanjang, cukup membuka aplikasi Go-Jek dan memilih menu "Bayar" untuk melakukan scan kode QR yang tersedia pada loket pembayaran SIM dan SKCK.
Setelah itu tinggal memasukkan jumlah yang ingin dibayarkan dan melakukan konfirmasi pembayaran. Hal ini pun diharapkan dapat juga meningkatkan kepercayaan publik terhadap kinerja pelayanan publik.

Damar menambahkan, khusus pengguna Go-Pay yang melakukan pembayaran pada 1 Desember 2018 hingga 31 Desember 2018, akan mendapatkan cashback 20% yang akan langsung masuk ke saldo Go-Pay pengguna. Melalui solusi teknologi yang menawarkan kemudahan serta kenyamanan, kini Go-Pay juga bisa dimanfaatkan untuk melakukan berbagai pembayaran di luar ekosistem Go-Jek.

"Kini, Go-Pay telah dimanfaatkan untuk pembayaran tiket Trans Semarang hingga berdonasi ke BAZNAS dan berbagai masjid di 9 kota di Indonesia melalui sedekah digital," tandasnya.

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