Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Gua Cijaringo, Tempat Tafakur Ulama yang Bisa Menampung 300 Orang

Gua Cijaringo yang akrab disebut oleh masyarakat setempat dengan sebutan Gua Tanjung Barat merupakan salah satu tempat istirahat dan bertafakur ulama penyebar agama Islam pascakemerdekaan bernama KH Choer Affandi.

Gua tersebut berada di Blok Cisawah, Dusun Palumbungan, Desa/Kecamatan Cigugur, Kabupaten Pangandaran. Dalam sejarahnya, KH Choer Affandi merupakan sosok ulama kharismatik yang lahir pada 12 September 1923 dari pasangan Raden Mas Abdullah bin Hasan Ruba’i seorang petani yang merangkap sebagai agen polisi Belanda berpangkat kopral dan Siti Aminah binti Marhalan.
Raden Mas Abdullah merupakan keturunan berdarah Mataram termasuk juga keturunan menak Sukapura dari Dalem Sawidak ke 33. Sedangkan Ibunya, Siti Aminah merupakan keturunan Wali Godog, Garut.

KH Choer Affandi merupakan anak ke dua dari tiga bersaudara, kakaknya bernama Husein, adiknya bernama Husnah. Menginjak remaja, KH Choer Affandi dijuluki santri kelana, karena sejak remaja hingga dewasa terus mencari ilmu agama dari satu pondok pesantren ke pondok pesantren lainnya, pilihan tersebut merupakan saran nenek dari pihak ayahnya untuk meneruskan jejak buyutnya mendalami ajaran Islam yaitu KH Alfi Hasan.
Pada usia 13 tahun, sekitar 1936, KH Choer Affandi mulai menekuni berbagai ilmu keagamaan dengan cara belajar di sejumlah Pondok Pesantren yang ada di Jawa Barat dan Jawa Tengah.

Pondok pesantren yang pernah beliau mondok di antaranya Pondok Pesantren Cipancur, Kabupaten Tasikmalaya pimpinan KH Dimyati selama 6 bulan. Selanjutnya ia berguru kepada KH Abdul Hamid ulama NU yang sangat anti Belanda mendalami ilmu Tauhid di Pesantren Pangkalan, Kabupaten Ciamis. 

Pada waktu nyantri, KH Choer Affandi merasa ada perbedaan tradisi dari pengalaman satu Pondok Pesantren yang satu dengan lainnya sehingga ia kembali mondok di Pondok Pesantren Cikalang, namun hanya satu bulan saja. 
Kemudian ia mondok di Pondok Pesantren Sukamanah, Singaparna, Tasikmalaya Pondok Pesantren peninggalan Almarhum KH Zenal Mustopa salahsatu pahlawan nasional yang diteruskan oleh KH Mansyur mendalami ilmu falak selama dua bulan.

Tidak hanya sampai di situ, KH Choer Affandi belajar ilmu logika di Tipar Sukabumi kepada KH Mahfudz dan belajar Ilmu Hadits Tafsir kepada KH Ahmad Sanusi di Pesantren Gunungpuyuh.

Perjalanan itu dilanjutkan oleh KH Choer Affandi mendalami ilmu tasawuf di Raden Haji Didi Abdul Majid di Wanasuka, Ciamis. Selanjutnya KH Choer Affandi belajar ilmu kema'rifatan kepada KH Sayuti di Grenggeng, Kebumen, Jawa Tengah.
Selama bertahun-tahun KH Choer Affandi belajar menimba ilmu agama dari berbagai pondok pesantren hingga akhirnya ia bertekad mengamalkan ilmu kepada masyarakat dan kembali ke kampung halaman ke Dusun Palumbungan, Desa/Kecamatan Cigugur, Kabupaten Pangandaran. Tetapi saat itu kondisi nasional mengalami perubahan hingga akhirnya KH Choer Affandi melakukan penyebaran agama Islam di perkampungan secara perlahan.
Camat Kecamatan Cigugur, Kabupaten Pangandaran Erik Krisna Yudha mengatakan, KH Choer Affandi menjadikan Gua Cijaringo atau Gua Tanjung Barat menjadi tempat istirahat dan bertafakur.

"Gua Cijaringo memiliki kemegahan di dalamnya dan terdapat pelataran tempat peristirahatan dengan kapasitas daya tampung 300 orang," kata Erik.

Erik menjelaskan, kondisi dalam gua layaknya ruangan sebuah pertemuan yang dilengkapi meja dan dipan yang jadi secara alami dari bahan batu. 

"Gua ini memiliki panjang 300 meter dengan lebar 15 meter, sehingga bisa dikategorikan gua termewah jika dibandingkan dengan gua lain yang ada di Kabupaten Pangandaran," jelas Erik.
Erik memaparkan, para ahli supranatural memiliki keyakinan kalau dalam gua tersebut masih tersimpan benda pusaka yang masih bersifat ghaib dan tidak bisa dilihat kasat mata lahir.

"Selain memiliki nilai sejarah, Gua Tunjang Barat juga layak dijadikan objek destinasi wisata karena memiliki keindahan yang masih alami," paparnya.

Stalaktit batu yang dari bawah ke atas dan stalagnit batu dari atas ke bawah sangat artistik, sehingga jadi daya tarik pengunjung.

Erik mengakui, sesewaktu warga sering diherankan dengan kejadian aneh di lokasi gua. Bahkan pada salah satu malam Jum'at keliwon ada cahaya yang masuk ke dalam gua yang sempat jadi perbincangan warga setempat.

SUMBER
Close Klik 2x
Selamat Datang