Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Samator Belum Terbendung, Kalahkan BNI 3-1

 Juara bertahan Surabaya Bhayangkara Samator masih terlalu kuat untuk bisa dikalahkan Jakarta BNI 46 pada laga lanjutan seri kedua putaran pertama kompetisi bola voli Proliga 2019 yang berlangsung di GOR Tridharma, Gresik, Minggu (16/12). Bhayangkara Samator berhasil menang 3-1 (25-23, 15-25, 25-17, 25-23).
Dari tiga laga yang telah dilakoninya di kompetisi ini, Samator belum terkalahkan. Sebaliknya bagi BNI, ini merupakan kekalahan ketiga secara beruntun dari empat pertandingan.
Samator memulai laga dengan sedikit nervous, sempat tertinggal lima angka di pertengahan set pertama. Namun, kedisiplinan dalam membendung serangan lawan dan variasi serangan yang dimotori setter Nizar Julfikar membuat mereka mampu meladeni permainan ofensif BNI, dan bahkan menyamakan kedudukan.
Setelah Samator berbalik unggul, justru BNI yang kehilangan kepercayaan diri dan terus tertekan, sehingga kalah dengan selisih dua poin saja.
Memasuki set kedua, giliran Samator yang gagal mempertahankan momentum set pertama dan selalu dalam posisi tertinggal. Dua pemain asing BNI Osmel Camejo (Kuba) dan Daniel de Souza Miciel (Brasil) tampil apik dan terus menggempur Samator dengan smes kiri-kanan atau sesekali dari belakang area tiga meter.
Samator tertinggal jauh dan mengakhiri set dengan margin sangat lebar yaitu 10 poin.
Set ketiga, Samator kembali bangkit dan bola umpan makin sering diarahkan ke pemain andalan tim nasional Rivan Nurmulki. Selain serangan di depan, Rivan juga kerap menyulitkan BNI melalui jump serve dari belakang yang akurat dan tajam. Di sisi kiri, Rendy menyumbangkan poin dengan permainan yang lebih taktis, sesekali hanya mendorong bola saja ke area kosong setelah beberapa kali smesnya berhasil diblok.
Samator praktis tidak terlalu kesulitan memenangi set ketiga.
Pertarungan paling sengit terjadi di set keempat. Andalan BNI Sigit Ardian memang beberapa kali melakukan unforced error di depan, tetapi dia kerap menyumbang poin dari belakang baseline, lewat jump serve kencang yang menjadi ciri khas dia.
Sigit adalah salah satu pemilik service paling kencang di Asia, pernah tercatat hingga 120 km/jam di ajang Asian Games di Jakarta Agustus lalu.
Sempat terjadi kericuhan pada kedudukan 14-16, ketika hakim garis menyatakan bola masuk padahal dalam siaran ulang televisi terlihat jelas bola keluar. Para pemain BNI 46 terbawa emosi dan melayangkan protes hingga Sigit terkena kartu kuning.
Sebelum mengeluarkan kartu itu, wasit kepala Raditya Darwis sudah menyatakan bola keluar.
Saamtor lebih konsisten permainannya, dan begitu unggul tidak memberi peluang bagi BNI untuk menyamakan kedudukan, sehingga bisa kembali pulang dengan kemenangan.
“Hari ini luar biasa, BNI 46 memang tim yang bagus, pemain lokal mereka dari Bank SumselBabel dikumpulkan semua dan jadi tim yang bagus. Pressure mereka luar biasa, terutama di recieve dan servis sehingga membuat kita kehilangan set kedua," kata pelatih Samator Ibarsjah Djanur Tjahjono usai pertandingan.
"Masalah pertama kita sebenarnya jangan sampai salah recieve dulu, dan diblok, di situ tadi kita tidak bisa berkembang.”
Laga berikutnya di Bandung pekan depan, Samator akan bertemu Sidoarjo Aneka Gas yang selama ini menjadi mitra tandingnya dalam latihan.

"Di Bandung lawan adik sendiri kita tetap all out. Kita sama di latihan saling serang, namanya pertandingan pasti tetap harus all out,” ujarnya.
Pelatih BNI 46 Samsul Jais mengatakan secara kualitas timnya tidak kalah, tetapi seperti ada tekanan berat bagi pemain pada saat angka-angka kritis.
"Pada poin-poin krusial itu yang mementukan, artinya kami masih melakukan kesalahan yang seharusnya tidak terjadi. Bahkan seharusnya kita menyerang malah tidak bisa menyerang. Saya yakin ke depan bahwa lambat laun tim ini bisa lepas dari tekanan, kualitas semakin meningkat,” kata Samsul.
Selain dua pemain asing yang sudah sangat berpengalaman itu, BNI 46 juga diperkuat sejumlah pemain tim nasional.
Manajer BNI 46 Lodry Maspaitela mengatakan ada perubahan strategi permainan dan setter baru pun dipasang, tetapi sayangnya masih belum menemukan chamistry.
“Di situasi-situasi tertentu kita masih membutuhkan kematangan tim, nah itu yang belum ada chemistry antara Dio dan pemain yang lainnya. Kalau tidak dalam situasi tertekan dia bisa bermain variasi, kalau masih tertekan pasti takut salah atau bagaimana, tapi dengan adanya dia tadi secara keseluruhan tadi kita memang lebih baik dari saat menghadapi Bank SumselBabel dengan yang lainnya kemarin,” kata Loudry.


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